Tori Sued by American Express; She Owe's them $38k!!

Tori Sued by American Express; She Owe's them $38k!!
AMEX says Tori's statement balance was $37,981.97 ... since last summer, and she's failed to make a single payment since then.
She attempted to make a payment on June 26 last year  in the amount of $1,070, but it bounced.
AMEX is demanding immediate payment of the full balance, which includes interest.